Legal | What to do in a hit-and-run car accident? Calmly look at the detailed explanation of the Los Angeles car accident lawyer
Time: 10/06/2021
A hit-and-run accident is any time another driver leaves the scene of an accident without providing their name and insurance information. If you can identify their vehicle by the license plate, you can file a claim with their driver's insurance company. If you cannot identify their vehicle by the license plate, you can file a claim with your own insurance company if you have the proper insurance (see discussion below). Whether you were in the car at the time or the car was parked at the time of the crash, the following information will help process these claims:
1. If someone crashes into your vehicle and flees the scene without providing your name and insurance information, please call 911. Please give the 911 operator any details you remember about how the crash happened, including the other vehicle and the other driver. If your opponent's license plate or part of the license plate, be sure to provide it. A license plate, even an incomplete license plate, is a key piece of evidence to be able to identify a car accident and its vehicle.
2. Locate witnesses as soon as possible and obtain their names and phone numbers. Also, look for nearby security cameras that may have captured the incident. Find some stores, gas stations, or other venues that have security cameras. Witness testimony is an important piece of evidence in handling such cases.
3. Take pictures (if it is safe) - *Do not take pictures at risk. A photo of where the incident happened is an important piece of evidence to understand how the incident happened, and will record when and where you took the photo, which will help you determine when and where the incident happened. Also, take pictures of damaged vehicles. Do not wash the car or attempt to remove paint that has been rubbed off by other vehicles before taking the photo.
4. File a police report within 24 hours. A hit and run is considered a criminal offense, so you should report it as soon as possible. If you can provide their vehicle license plate, or have video to identify other vehicles, the police can locate the driver involved. However, without identifying information, it is difficult or even impossible to locate the vehicle involved. If you cannot identify the other vehicle, but you have uninsured/uninsured motorist (um/uim) insurance, you will still need a police report to process the claim with your own insurance, as described below.
If your vehicle is damaged in a hit-and-run accident and your vehicle has collision coverage, you can repair your vehicle according to your own policy. But keep in mind that you may be required to pay a collision deductible. Some insurance companies will waive your collision deductible if you purchase an uninsured/underinsured purchase.
If you were injured in a car at the time of the collision, you were hit by an uninsured driver, you can take out uninsured/uninsured motorist (um/uim) insurance to protect yourself. Uninsured motorists are covered up to $15,000 per person/$30,000 per injury claim. This coverage can be increased to protect you if the other driver has insurance but not enough insurance to cover all the damages he/she causes. This is called underinsured motorist insurance, and it will cover the maximum amount of coverage you've purchased for injury claims. An uninsured vehicle policy and an underinsured vehicle policy are the same coverage, the only difference is the amount purchased.
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Every year, many people are unfortunately involved in car accidents and even some personal injuries. If you are injured, whether you can get compensation and how much you can get is closely related to the lawyer's professional experience in handling cases and the ability to grasp all the details of legal liabilities. If you or your relatives and friends suffer accidental injury or personal injury, our Wang Zhiming Law Firm is at your service 24 hours a day, 7 days a week. We can also arrange a convenient time and place for you and your family or friends to meet. We offer free case evaluations. Clients are not required to pay attorney fees unless they receive monetary damages in a settlement or jury verdict. Contact us today at (626) 608-6888 or email info@pacificlawoffice.com for a free consultation. For more legal information, please visit www.wanglawcenter.com.
法律 | 发生肇事逃逸车祸该怎么办?冷静看看洛杉矶车祸律师的详解
时间:10/06/2021
肇事逃逸车祸是指其他驾驶员离开车祸现场而未提供其姓名和保险信息的任何时间。如果您可以通过车牌识别其车辆,则可以向其驾驶员的保险公司提出索赔。如果您无法通过车牌识别其车辆,则如果您购买了适当的保险,则可以向自己的保险公司提出索赔(请参见下面的讨论)。无论您当时是在车里还是在被撞时车是停着的,以下信息都将有助于处理这些索赔:
1.如果有人在没有提供姓名和保险信息的情况下撞上您的车辆并逃离现场,请致电911。请向911操作员提供您记得有关车祸如何发生的任何详细信息,包括另一辆车和另一位驾驶员。如果您对方的车牌或部分车牌,请务必提供。车牌,即使是不完整的车牌,也是能够识别车祸事故和其车辆的关键证据。
2.尽快找到证人并获得其姓名和电话号码。另外,在附近寻找可能已捕获事件的安全摄像机。查找一些设有安全摄像机的商店,加油站或其他场所。证人的证词是处理此类案件的重要证据。
3.拍摄照片(如果安全的话)-*请勿冒风险拍照。事件发生地点的照片是了解事件发生方式的重要证据,并会记录您拍摄照片的时间和地点,这将有助于您确定事件的发生时间和位置。另外,拍摄车辆损坏的照片。拍照之前,请勿洗车或试图清除被其他车辆摩擦过后的油漆。
4.在24小时内提交警察报告。肇事逃逸被视为刑事犯罪,因此您应尽快举报。如果您可以向提供其车辆牌照,或者有视频可以识别其他车辆,则警察可以找到涉事的驾驶员。但是,如果没有识别信息,很难甚至不可能找到涉事车辆。如果您无法识别其他车辆,但您购买了未保险/无保险的驾车者(um / uim)保险 ,则仍需要警察报告以您自己的保险来处理索赔,如下所述。
如果您的车辆在肇事逃逸车祸中损坏,并且您的车辆有碰撞覆盖范围,则可以根据自己的政策修理车辆。但是请记住,可能会要求您支付碰撞免赔额。如果您购买了未投保/投保不足则某些保险公司将放弃您的碰撞免赔额。
如果发生碰撞时您在车上而受伤,那么您被没有保险的司机撞伤,则可以购买未保险/无保险的驾车者(um / uim)保险,以保护自己。无保险的驾车者承保最高每人$ 15,000 /每次伤害索赔$ 30,000。如果另一位驾驶员有保险,但没有足够的保险来支付他/她造成的所有损失,则可以增加此保险范围以保护您。这被称为投保不足的驾驶人保险,它将为您购买的伤害索赔提供最高限额的保险。未投保的车辆保单和投保不足的车辆保单是相同的保险,唯一的区别在于购买的金额。
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每年有很多人不幸地遇到车祸甚至有些受到人身伤害 。如果受伤以后,能不能获得赔偿,能获得多少赔偿 ,都和律师的专业办案经验和掌握所有法律责任细节的能力有密切关系。如果你或亲朋好友受到意外伤害 ,人身伤害,我们王志明律师事务所每周7天24小时为你服务。同时我们也可以为你和你的家人或朋友安排 一个方便的时间和地点见面。我们提供免费的案件评估。客户无需支付律师费用,除非他们在和解或陪审团裁决中获得金钱赔偿。立即致电(626) 608-6888或电邮 info@pacificlawoffice.com与我们联系,以进行 免费咨询。有关更多法律资讯请浏览www.wanglawcenter.com。
Citation: 1. Legal | What to do in a hit-and-run car accident? Calmly look at the detailed explanation of the Los Angeles car accident lawyer
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